Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 56, No. 2, February

Center Stage
Tools for researching prospective customers, managing compliance and protecting customer passwords take the spotlight in this month's Tool Shop. *INDUSTRY PROFILES & TRENDSFirst ResearchCommunity bankers need expertise in a variety of industries...
Direct Deposit Ramp Up
U.S. Treasury wants to help reach government benefit recipientsIf you could do one thing that would boost customer loyalty, protect your bank against fraud and improve your bottom line, wouldn't you do it?February is Go Direct Month and community banks...
Joint Forces
Uniting in the spirit of Community Banking MonthCommunity banks are few and far between in Friendship, Ind.Once common, many of the institutions have merged out of existence over the years, leaving behind The Friendship State Bank and a couple of other...
Legislative Forecast
A roundup of banking topics for the 109th CongressEven as Congress moved toward a final resolution of ICBA's deposit insurance reform priority, a broad range of other legislative issues remain to be resolved in 2006. ICBA's challenge is to work with...
Supersized 3 Technologies That Should Loom Larger in 2006
When they're puppies they're cute, when they're bulldogs they're fierce. Today's leading technology vendors got where they are by marking their territory and defending it ferociously-using both brains and brawn. They've acquired, partnered and integrated...
Tackling the Issues
OTS director addresses regulatory relief, Basel and FHLBank registrationEDITOR'S NOTEThe following excerpts are from remarks given by Office of Thrift Supervision Director John Reich before the Independent Bankers Association of New York.As many of you...
To Close for Comfort
Wal-Mart application shows need to close ILC loopholeThe past is prologue. ICBA and community bankers are working diligently to ensure that Wal- Mart Stores Inc.'s fourth attempt to enter the banking business will meet with the same results as its first...
Watch Your Step
The safety checks to consider when purchasing mortgage-backed securitiesMortgage-backed securities have received a lot of coverage in this column over the last 15 years, and for good reason: They have proven to be a nice, predictable, safe and high-yielding...
Zip Zap Blink
Bank cards, contactless gadgets aiming for tiny everyday cash-and-coin paymentsMark Friedman has a payments dream. He pictures the day when he can hop on the Massachusetts Pike on his way to a meeting in Boston and not stop to pay the $2 toll. The same...