Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 58, No. 11, November

Congress Targets Credit Cards and Overdraft Protection
For the past few years, two important consumer products have been under attack from several fronts. Congress and the media have questioned how credit card programs are marketed and operated while overdraft protection programs are being tagged as payday...
ICBA Independent Banker's TecHNoloGy Tips & TRENDS
Internet banking. Document imaging. ATMs. Online loan origination. ACH payments. Network firewalls. Virtual servers. Debit and credit cards. Asset-liability analysis software. Remote deposit capture. Cash management. The list goes on. Whether out in...
Our Vision Is Clear
At ICBA our mission is clear: Fight for community banks, represent and advocate your point of view, and promote and protect your franchise value.From our victory over Wal-Mart's attempt to own a bank to our latest victories in representing your interests-and...
Rapid Responders
Community bankers stand tall in the aftermath of natural disastersDouglas Benjamin, Robert Becker and Richard Busch are all community bankers who have much more than core deposits and portfolios in common. These bankers, among hundreds of others, have...
Sleeping Giants
We all get accused of being reticent and complacent in the halls of Congress. Over the past decade, the response on Capitol Hill is always the same: "Why can't you guys rally your troops like some of the other interests?"That has been a challenge for...
The Good News about Bad Markets
After a decade of prosperity, many financial institutions are experiencing challenging times. Most of the news about bank stock prices and valuations has been disappointing. But there is a happier side to the story.As always, the toughest times bring...
Tracking Tech Trends
Data security stands out as a priority, mobile banking a curiosityEach year brings another opportunity for would-be hackers and data thieves to compromise bank systems keeping customers' information safe, says Noah W. Wilcox, president and CEO of Grand...
Will Covered Bonds Come to the Rescue?
Americans are partial to all things covered. They pay up for covered parking. They'll eat chocolate-covered anything. A generous friend has got you "covered." When a sudden thunderstorm hits, metaphorically or otherwise, we all run for cover.So it's...