Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 45, No. 3, March

A Wave of Reform
With passage of the Riegle Community Development and Regulatory Improvement Act of 1994, long-awaited flood insurance reform measures have been enacted. Subtitled the National Flood Insurance Reform Act of 1994, the reform aims to spread risk associated...
Bank's High-Tech Subsidiary Grows Rapidly Serving Niche Market
Move over, Bank One. Here comes Commercial Banking Company of Hahira, Georgia. The $25 million-asset Georgia bank is on a fast track in providing software services for small banks. Just like the Ohio-based Bank One, which has carved a niche in retail...
Enterprise-Wide Imaging
Bankers and technology experts have been waiting, seemingly for years, for image processing to live up to its promise of inching the industry one step closer toward the checkless society. By anteing up $1 million or so, bankers were expected to be able...
Kansas Banker Helps Community Experience Home Improvement
It was never his intent to get into residential home construction, but J. B. Warren, chairman of the $21 million-asset Farmers State Bank of McPherson, Kansas, felt duty bound to help his community.Today the fruits of his labors--100 new homes in what...
Manufactured Housing Continues to Build Momentum
In reviewing manufactured housing's past 12 months it's appropriate to paraphrase former Presidenl George Bush and say that the manufactured housin industry has "the big Mo (momentum)" going for it.The dramatic rebound of manufactured home saler continued...
Rancorless Reviews
Most employees, regardless of their position, want to know how they are doing at work. More specifically, most employees want to know their strengths and weaknesses, as perceived by you, the boss. But as a community bank CEO, evaluating employee performance...
The Truth about Truth in Savings
The Federal Reserve Board's recently completed Survey of Compliance Costs for Truth in Savings provides some insights into the costs of implementing a new regulation. This study is based on data collected in 1992-1993 during the period that banks were...