Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 53, No. 7, July

A Different Perspective
Community banks find good prospects in unlikely placesMany people dream of living on the water, and the residents of Lake Union in Seattle, Wash., are no exception. Living in a close-knit community of 487 homes, members of the local home association...
An Entrepreneurial Mind
Gary Teagno moves nimbly in an ever-evolving bank services worldAt the spring meeting of the ICBA Board in Orlando, Fla., the ICBA leadership honored Gary Teagno's 20 years of extraordinary service to the ICBA and community banking. In a subsequent ceremony...
An Unholy Union
The critical fight to keep banking and commerce separateIt is Independence Day 2003 and this Congress with too little public fanfare has again been wrestling with a key issue which goes to the very heart of our economic system: Should major commercial...
Education and Training
Equal TreatmentTraining video helps employees avoid discriminatory practicesA white, well-dressed young professional enters a St. Louis bank. Within seconds, bank staff welcome him, racing to offer assistance and a cup of freshly brewed coffee. Later...
From the Top
Homeownenship-Counting Our BlessingsOwning one's own castle, however modest, has always been the cornerstone of the uniquely egalitarian American dream. Sometimes during our history the dream was typified in a prairie sod house on 100 acres. Other times...
Newslines
ICBA's Ken Guenther Appeers on 'Frontline'Championing the community bank perspective in promoting a diversified financial system on national television, ICBA President and CEO Ken Guenther criticized the merger that created mega-conglomerate Citigroup...
Portfolio Management
Measuring Rate RiskNew earnings change ratios improve IRR managementICBA Securities statistically analyzes the historical changes of all key interest rates every two years (or more often if needed). This analysis of past rate changes is then used to...
Tech Talk
The Manpower PuzzleCould a CTO help piece together your bank's IT plans?Have you ever heard a community bank CEO admit how well the bank's information technology is performing? What community bank CEO in his lifetime has not raised one of the following...