Economic Review - Federal Reserve Bank of Kansas City

Articles from Vol. 101, No. 3, 2016

Access to Electronic Payments Systems by Unbanked Consumers
In 2013, nearly 8 percent of U.S. households, or about 17 million U.S. adults, did not have a checking or savings account (Burhouse and others). Many of these consumers-who are considered "unbanked"-rely heavily on cash to meet their transaction needs....
Consumer Spending in China: The Past and the Future
After steadily declining for nearly half a century, the share of consumer spending in China's GDP has recently increased. Economists and policymakers widely agree that the share of consumer spending must increase for China to continue its economic development;...
Measuring the Stance of Monetary Policy on and off the Zero Lower Bound
(ProQuest: ... denotes formulae omitted.)In December 2008, the Federal Open Market Committee (FOMC) lowered its target range for the federal funds rate to 0-25 basis points, effectively hitting the zero lower bound (ZLB). At this point, policymakers...
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