Cityscape

Articles from Vol. 19, No. 1, 2017

2016 AIA/HUD Secretary's Housing and Urban Development Design Awards
Affordable DesignThe U.S. Department of Housing and Urban Development sponsors or cosponsors three annual competitions for innovation in affordable design. This Cityscape department reports on the competitions and their winners. Each competition seeks...
Can Administrative Housing Data Replace Survey Data?
IntroductionMany federal statistical agencies provide national and regional survey data. Limited sample sizes driven by limited budgets, however, prevent these agencies from providing timely data at a small geographic granularity. The challenges behind...
Education Reform in the Post-NCLB Era: Lessons Learned for Transforming Urban Public Education
IntroductionIn the previous 15 years, federal policy reforms have played an increasingly important role in shaping the landscape of local public education in the United States. Indeed, the 2001 federal No Child Left Behind Act1 (NCLB) codified for the...
Fiscal Federalism and Middle-Income Housing Subsidies
When only one in four low-income households receives a rent subsidy from the federal government, it seems patently unfair to spend scarce federal housing dollars to support households with higher incomes. Although moderate- and middle-income households...
HECM and Property Tax Relief for Seniors
IntroductionAccording to the 2014 actuarial review, an estimated 12 percent of active Home Equity Conversion Mortgage (HECM) loans were in technical default for the nonpayment of taxes and insurance (Integrated Financial Engineering, 2014). By contrast,...
HECM, Ed Szymanoski's Legacy, at 30
Opinions expressed in this introduction are those of the author and do not necessarily reflect the views and policies of the U.S. Department of Housing and Urban Development or the U.S. government.The Federal Housing Administration's (FHA's) Home Equity...
Housing Tenure and Affordability Relative to Communities of Opportunity in the Cincinnati Metropolitan Area
Graphic DetailGeographic Information Systems (GIS) organize and clarify the patterns of human activities on the Earth's surface and their interaction with each other. GIS data, in the form of maps, can quickly and powerfully convey relationships to policymakers...
Leveraging More-Precise Governmental Support to Ensure the Middle Doesn't Go Missing
Housing stability is a key driver of economic stability and mobility More than ever before, millions of middle-income Americans living in high-cost regions are struggling to access homes they can afford. Ineligible for the Housing Choice Voucher (HCV)...
New Public Data Available on USDA Rural Housing Service's Single-Family and Multifamily Programs
Data ShopData Shop, a department of Cityscape, presents short articles or notes on the uses of data in housing and urban research. Through this department, the Office of Policy Development and Research introduces readers to new and overlooked data sources...
Opportunity and Housing Access
IntroductionFor more than 100 years, in the United States, population has flowed from low-income to high-income states. This movement of people drawn to regions with better employment opportunities has led to a long-term convergence of regional per capita...
Producing Affordable Housing in Rising Markets: What Works?
IntroductionGentrification in its classic form entails an influx of higher socioeconomic status individuals and investment into relatively poor neighborhoods that have experienced disinvestment. During the early waves of gentrification that were first...
Revamping Local and Regional Development through Place-Based Strategies
IntroductionIn a world in which subnational tiers of government are gaining power, local and regional governments are increasingly the makers or breakers of economic dynamism and welfare (Pike et al., 2006; Scott, 1998; Storper, 1995, 1997). This ascendancy...
Reverse Mortgage Collateral: Undermaintenance or Overappraisal?
(ProQuest: ... denotes formulae omitted.)IntroductionRecent regulatory attention has been brought to the possibility of a moral hazard problem in the Federal Housing Administration's (FHA's) reverse mortgage insurance program. As the principal balance...
Reverse Mortgage Motivations and Outcomes: Insights from Survey Data
IntroductionEquity in a home can serve as an important source of supplemental income in retirement. Indeed, home equity makes up a substantial portion of wealth for senior households. Approximately 79 percent of households age 65 or older owned a home...
The Role of Skills and Jobs in Transforming Communities
IntroductionVirtually any proposal to transform communities in urban America lists widely shared prosperity among residents as a top goal. Indeed, this goal is usually the primary motivation for recommending or undertaking such efforts.Achieving and...
Transforming Communities for Inclusive Growth
Economic opportunities in the United States have become increasingly concentrated in communities that are inaccessible to many Americans. Authors in this symposium describe a troubling and challenging reality-that good jobs, schools, and housing are,...
Waste of a Scarce Resource
The public should not subsidize the rental costs of families with incomes between 80 and 120 percent of the Area Median Income (AMI), with a few limited exceptions. Instead, we should target scarce public funds to families who most need help affording...
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