ABA Banking Journal

Founded in July of 1908, ABA Banking Journal online contains the complete text of ABA Banking Journal, a monthly magazine on commercial bank operation and management published by Simmons-Boardman Publishing Corp. Articles cover employee relations, recruiting and training. Subjects in the magazine also include installment, mortgage, commercial, and industrial lending as well as correspondent, foreign, and retail banking; deposit gathering; bank cards; asset and liability management; data processing and telecommunications; security; government relations; and legal and regulatory developments. The publication also provides a calendar of ABA-sponsored courses, seminars and workshops. William W. Streeter is the Editor-in-Chief and Robert DeMarco is the Group Publisher/Senior Vice President. Steve Cocheo is the Executive Editor and Andrea Rovira is the Editorial Assistant.

Articles from Vol. 102, No. 1, January

As the Second Half Begins
FOR MORE THAN A YEAR THE banking industry has faced the risk that its very future would be hijacked by the political reaction to the events of 2007-8. That the reaction was coming was certain. That something was needed was clear. You can't come to...
Bankers Reach Financial Education "Million Child" Milestone
The National Bank of South Carolina, an affiliate bank of Synovus, had the honor of putting bankers over the top in reaching the Million Child Challenge, a nationwide goal set earlier this year to provide financial education lessons to more than a...
Foggy, with a Certainty of Storms: The Debate over Financial Reform Pits House, Senate, Fed, and Administration Views. What Emerges Will Dictate the Industry's Future
What's 5%? In many situations, not much. But sometimes, a small percentage can make a big difference. And the House approach to financial regulatory reform--H.R. 4173, "The Wall Street Reform and Consumer Protection Act of 2009"-contains a provision,...
Growing Use of Twitter Raises Customer Security Concerns: A "Friendly Neighborhood Bank in the Twitterverse" Could Be Anybody ... and Anything but Friendly
[ILLUSTRATION OMITTED] The increasing number of banks exploring Twitter as a communications channel has sparked concerns over what security issues the online service might pose. Phishing attacks, identity theft, and the potential for privacy to...
Have Home Prices Stabilized?
AFTER FALLING FOR THREE years, home prices on a nationwide basis have now rebounded for two quarters, according to the Case-Shiller national Home Price Index. Certainly this has been welcome news. But is this truly the bottom, the long awaited light...
Headache: Social Media Muddles
Twitter and other forms of social media represent many things to banks: promotional opportunity; productivity drain; reputation enhancer (or detractor); and security risk. We've presented stories about promotional usage in past Community Banking...
Private Equity Gets a Banking Education: Why the Expected Flood of Private Capital into Banking Has Been Only a Trickle, and Other Broad Trends Heading into the New Year
A Year or so back, in the wake of a liberalization of Federal Reserve policy, many expected to see an influx of private equity coming into banking, including community banks. Conferences and seminars held out great promise of fresh capital, legal advisors...
Putting Money on a Horse, and Other Angles in Risk: All Lending Entails Risk. Risk-Based Pricing Hinges on Competition, Opportunity, Environment, and Customers' Satisfaction
[ILLUSTRATION OMITTED] Kentucky banker Billie Wade tells this story about a fellow lender whose bank, in Lexington--race horse country-had an exam recently. Out-of-area examiners "came in with a little bit of a tainted eye," said Wade. "They...
Stand Up for Banking at ABA's GR Summit
WASHINGTON IS FILLED WITH IDEAS these days, and all too many are designed to keep traditional bankers from doing what we do best--helping our customers prosper and our communities grow. Last March bankers from across the country came to Washington...
Time for Branch Optimization: More Than Site Analysis, Design, Acquisition, or Divestiture Alone, You Need to Analyze Your Branch Network from the Viewpoint of Its ROI Now and for the Next Seven Years
Several industry trends--the down economy, looming restrictions on fee income, new consumer growth opportunities, and changes in market dynamics--suggest that banks need to make a significant shift in branch planning. Yet, over the past ten years,...
Troubled Times Make for Wary Partners: In Times like These, You Need to Bond with Your Carrier, Even If You're Not Feeling Especially Gregarious
[ILLUSTRATION OMITTED] In a potentially severe directors and officers insurance market, no truism is more fundamental than the one that "relationships count." This remains true despite any lingering discomfort caused by the reality of ongoing bank...
Author Advanced search

Oops!

An unknown error has occurred. Please click the button below to reload the page. If the problem persists, please try again in a little while.