ABA Banking Journal

Founded in July of 1908, ABA Banking Journal online contains the complete text of ABA Banking Journal, a monthly magazine on commercial bank operation and management published by Simmons-Boardman Publishing Corp. Articles cover employee relations, recruiting and training. Subjects in the magazine also include installment, mortgage, commercial, and industrial lending as well as correspondent, foreign, and retail banking; deposit gathering; bank cards; asset and liability management; data processing and telecommunications; security; government relations; and legal and regulatory developments. The publication also provides a calendar of ABA-sponsored courses, seminars and workshops. William W. Streeter is the Editor-in-Chief and Robert DeMarco is the Group Publisher/Senior Vice President. Steve Cocheo is the Executive Editor and Andrea Rovira is the Editorial Assistant.

Articles from Vol. 81, No. 6, June

Avoid Sinful Path to Lender Liability
Avoid sinful path to lender liability Reducing the risk of lender liability to borrowers can be accomplished by remembering the "mortal sins of lenders." This advice was given to attendees of the ABA's recent Real Estate Forum by Paul W.A. Courtnell,...
Can a CEO Be a Sales Manager Too?
Can a CEO be a sales manager too? Peter S. Damon, president and CEO, Bank of Newport, R.I., wears a second hat at his institution: sales manager. Damon decided to take on the additional duties 18 months ago, when the $320-million bank was rolling...
Can Debt-Loving Consumers Pay?
Can debt-loving consumers pay? Banker panel says high consumer debt and rising bankruptcies spur reevaluation of lending The rise in interest rates has not trimmed consumers' appetite for credit. In 1988, total consumer credit outstanding rose...
Car Loans: Still Good Business
Car loans: still good business Reports of the death of bank auto lending were highly exaggerated Auto dealer finance, also known as indirect auto lending or floor planning, is no longer a banking epithet. Commercial banks are expanding market...
FCC Decision Promises Lower Phone Bills
FCC decision promises lower phone bills Banks are expected to benefit from a decision made by the Federal Communications Commission (FCC) in April. The FCC decision concerned AT&T's so-called Tariff 12 offerings of customized telecommunications...
Finding Riches in Niches
Finding riches in niches Reverse mortgages and community development lending may not seem to have much in common, yet they represent two of the most increasingly visible niches within mortgage lending. Two bankers addressed the recent ABA Real Estate...
In Seventh Year, Expansion May Finally Succumb to History
In seventh year, expansion may finally succumb to history Government economists, including some at the Federal Reserve, are beginning to worry about the prospect of a recession late this year or sometime in 1990. Recent trends seem to be planting...
Is Your Affinity Real or Imagined?
Is your affinity real or imagined? An affinity card pioneer examines what is required and what should be avoided when developing this type of program Statistics tell us that there are currently about 2,600 affinity credit card programs in the United...
New Credit Card Regs: 18 Questions Answered
New credit card regs: 18 questions answered Last November, President Reagan enacted the Fair Credit and Charge Card Disclosure Act of 1988. As with most consumer banking statutes, the process leading up to the President's signature is only the prologue....
Operation $2 Million
Operation $2 Million ABA's BankPac committee sets a new fund-raising goal and rethinks its congressional strategy ABA BankPac is looking for a few new dollars--$2 million to be exact. The ABA's political action committee has two goals for the...
Questions Remain on Risk-Based Capital
Questions remain on risk-based capital In theory, risk-based capital standards are simple: Different banking organizations embrace different degrees of risk. So the amount of capital they should maintain to support those activities should vary accordingly....
Sorry, We're Not Contrite
Sorry, we're not contrite Shame on banks. Bashing the little guy again. That's the tone of the letters we received from credit unions in response to our April cover story. The story expressed bankers' frustration over having to compete on unequal...
System Processes Asset-Backed Securities
System processes asset-backed securities Banks actively trading securities backed by mortgages or other loans need automated means to clear, settle, and track sales and purchases. And then there's the profitability of the whole trading operation...
Turning Quality Service Talk into Action
Turning quality service talk into action Tri-state training program at First Security keeps employees coming back for refreshers--and helps keep customers coming back too Being a believer in providing customers with a high level of service, Spencer...
Why Banks Fail
Why banks fail It's not the risks they know that have hurt so many banks, but the risks they don't know, says a banker-turned-consultant. Understanding hidden risks is the key to improving performance During the 50 years from 1930 to 1980, banking...
Will Bankers Drown in a Sea of Paper?
Will bankers drown in a sea of paper? There's a good possibility the ancient Greeks got it backwards. They thought Order was created out of Chaos. But, as thousands of banks across the U.S. have learned in recent years, order can easily create...
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