Business Perspectives

Quarterly magazine provides new and analysis of global, national and regional economies. It also covers topics of interest to business, education and government communities.

Articles from Vol. 5, No. 3, Spring

How Regulations Affect the Banking Industry and Its Customers
Banking regulations are like medications. Some work fine to keep the system running. Others may do more harm than good. Yet others are used because a better cure hasn't been discovered. Virtually every aspect of banking is regulated by federal and state...
The Case for Stronger Software and Intellectual Property Protection
As the information age progresses, the types of products we make and buy are evolving. The "information component" of goods is rising. The price of hardware continues to fall, while the price of software has risen or has remained constant. This trend...
The Impact of Regulations on Insurance Firms and Consumers
A recent report by the Subcommittee on Oversight and Investigations of the U.S. House Committee on Energy and Commerce chaired by Rep. John Dingell (the Dingell report) argues that insolvencies in the property-liability insurance industry during the...
Transportation User Fees: The Government's New Source of Revenue
During the decade of the 1980s, there were dramatic improvements in the relative efficiency of logistics in general and transportation in particular. Much of the improvement can be attributed to the loosening of regulatory shackles in the late 1970s...