Journal of Risk and Insurance

This academic risk management and insurance journal provides research in industrial organization of insurance markets, management of risks in the private and public sectors, insurance regulation and more.

Articles from Vol. 61, No. 2, June

Alternative Liability Regimes for Medical Injuries: Evidence from Simulation Analysis
deterrence effect of liability (Danzon, 1985). 17 Utility is, of course, unobservable, but a loss in utility may be inferred from physicians' demands for tort reform. 18 Empirical evidence from the 1970s and early 1980s indicates that fees and reimbursement...
Behavioral Factors and Lotteries under No-Fault with a Monetary Threshold: A Study of Massachusetts Automobile Claims
Kahane, Yehuda and Haim Levy, 1975, Regulation in the Insurance Industry: Determination of Premiums in Automobile Insurance, Journal of Risk and Insurance, 42:117-132. Keeton, Robert E. and Jeffrey O'Connell, 1965, Basic Protection for the Traffic Victim...
Insurance Market Responses to the 1980s Liability Reforms: An Analysis of Firm-Level Data
Introduction One of the most salient policy events in recent U.S. insurance market history is the liability insurance crisis of the mid-1980s. Premiums soared, and there was widespread anecdotal evidence of major insurance market disruptions. General...
Presidential Address: Risk Management and Insurance Education: Will We Miss the Boat?
It is a high privilege and a great honor for me to serve as president of this Association and thereby to be identified with such distinguished scholars as our previous presidents. I thank all of you for your support and trust, and look forward to your...
State Decisions to Limit Tort Liability: An Empirical Analysis of No-Fault Automobile Insurance Laws
Introduction Sixteen states enacted auto insurance no-fault laws from 1971 through 1976 that generally contained two key features: (1) the purchase of first-party coverage for medical expenses and loss of income for drivers and passengers, known as...

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