Journal of Risk and Insurance

This academic risk management and insurance journal provides research in industrial organization of insurance markets, management of risks in the private and public sectors, insurance regulation and more.

Articles from Vol. 57, No. 2, June

A Blended Sector Rate Adjustment for the Medicare AAPCC When Risk-Based Market Penetration Is High
ABSTRACT The Federal government's Medicare program currently pays on a risk basis to health maintenance organizations (HMOs) and competitive medical plans (CMPS) using an adjusted average per capita cost (AAPCC) method. This article proposes...
An Empirical Analysis of Risk-Related Insurance Premiums for the PBGC
Abstract In 1986, one component of the single-employer plan termination insurance program was altered in an attempt to assure its financial integrity. A year later, the Pension Benefit Guaranty Corporation proposed that the basis for computing premiums...
Karl Borch's Research Contributions to Insurance
Abstract The late Karl Borch made pioneering and fundamental contributions to the field of insurance economics. Borch was the first insurance scholar to recognize the significance of the new paradigms for dealing with the economics of uncertainty...
Leading Contributors to Insurance Research
Abstract This study provides a comprehensive analysis of the research literature in the area of risk and insurance and assesses the total productivity of individual authors, their employers, and the institutions granting authors' terminal degrees....
Moral Hazard and Moral Imperative
In a recent article in this Journal, Wu and Colwell 1988) seek to describe how the optimal level of safety production chosen by an individual is determined. Their objective is to " . . . handle questions of moral hazard, and moral imperative in a...
Problems and Solutions in Conducting Event Studies
Abstract Event studies are a popular research paradigm in several fields of business research. They are now beginning to appear in insurance literature. This article enumerates the steps common to all event studies and discusses the guidance that...
Risk-Preferences and Tax-Induced Dividend Clienteles: Evidence from the Insurance Industry
ABSTRACT This study investigates the effect of differential tax treatment between life and property-liability insurers on their common stock investments. The empirical methodology is based on an after-tax mean-variance model which predicts life...
The Demand for Life Insurance in Mexico and the United States: A Comparative Study
ABSTRACT This study compares the demand for life insurance in Mexico with that in the United States. It provides a brief historical perspective on the growth of life insurance purchases in the two countries and employs regression analysis to estimate...
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