Risk Management and Insurance Review

Risk Management and Insurance Review is a magazine focusing on Insurance

Articles from Vol. 10, No. 1, Spring

Dynamic Financial Analysis: Classification, Conception, and Implementation
ABSTRACTDynamic financial analysis (DFA) models an insurance company's cash flow in order to forecast assets, liabilities, and ruin probabilities, as well as full balance sheets for different scenarios. In the past years DFA has become an important tool...
Insurance in the Courts
ERISA EMPLOYEE BENEFIT PLANS PERMITTED TO SEEK REIMBURSEMENT FROM BENEFICIARIES FOR RECOVERY OBTAINED FROM THIRD PARTIESSereboff v. Mid Atlantic Medical Services, Inc., 126 S. Ct. 1869,164 L.Ed.Zd 612, 2006 U.S. LEXIS 3954 (Supreme Court of the United...
Risk Management: The Unifying Framework for Business Scholarship and Pedagogy
ABSTRACTIn this article, I provide a brief critical assessment of the intellectual history of risk management and insurance (RMI) as an academic discipline. Although the level of rigor and overall quality of RMI scholarship and pedagogy continue to improve,...
Risk, Return, and Performance Measurement: A Case of Unrealistic Expectations?
ABSTRACTClient criteria imposed upon active asset management companies to hold only high-quality (HQ) investments in achieving specific Treasury-adjusted spreads and above-average rates of return effectively mandate a passive management policy and can...
Social Security Bonds and the Concept of Reciprocal Responsibility
ABSTRACTThe current debate and parallel monologues about Social Security suffer from a failure to distinguish between money and bonds. Consequently, it is impossible to discuss intelligently the solvency or affordability of the Social Security system....
Student Perceptions of the Insurance Profession
ABSTRACTTo attract students to the risk management and insurance profession, strategies need to be developed to overcome biases in their perceptions of the profession. This study attempts to determine some of those perceptions of students-specifically...
Tackling Insurance Fraud: Law and Practice
Tackling Insurance Fraud: Law and Practice, by Dexter Morse and Lynne Skajaa, Informa Professional, London, UK.This volume bills itself as one of a series of Practical Insurance Guides, along with others such as Insurance Disputes, Good Faith and Insurance,...
Teaching Note for a Retirement Planning Exercise
INTRODUCTIONThis teaching note contains a student exercise that provides an overview of the retirement planning process for people entering the workforce. The exercise is equally applicable to a personal finance class, an introduction to risk management...
The Problem of Asymmetric Information: A Simulation of How Insurance Markets Can Be Inefficient
ABSTRACTThe concept of adverse selection is discussed in virtually all academic insurance textbooks. However, undergraduate students have rarely had the experience of purchasing insurance which may limit their ability to fully comprehend the market inefficiencies...
The Solvency II Process: Overview and Critical Analysis
ABSTRACTAs early as the 1970s, European Union (EU) member countries implemented rules to coordinate insurance markets and regulation. However, with the more recent movement toward a general single EU market, financial services regulation has taken on...
Unfair Discrimination and Homeowners Insurance Availability: An Empirical Analysis
ABSTRACTThere has been an active public policy debate about the availability and cost of homeowners insurance in urban markets, and insurers have been charged with intentional discrimination, or redlining, against minority buyers and neighborhoods with...
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