Magazine article Consumers' Research Magazine

Resolve to Be Rich

Magazine article Consumers' Research Magazine

Resolve to Be Rich

Article excerpt

If you always complain that it's impossible for you to save money, there is a new book for you - Saving on a Shoestring by Barbara O'Neill.

The book is designed for average people - those making $26,000 to $46,000 a year - and is full of information about taking control of your finances. It contains worksheets to help you gain control of your spending and to see where you spend your money. There are ideas for increasing saving and cutting expenses, as well is information on debt control, insurance buying, retirement planning, and choosing financial advisors.

Five ideas from the book that could help you have a more fruitful 1995:

* Carry less cash and plastic with you. This will help you reduce impulse spending. Also, avoid ATMs and write checks only for specific items, not "cash."

* Put each family member on an allowance. This will help you know where your money goes and keep you from being "nickled and dimed" to death. …

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