Magazine article Clinical Psychiatry News

Policy & Practice

Magazine article Clinical Psychiatry News

Policy & Practice

Article excerpt

For more health reform news, scan the QR code to listen to our weekly pod cast or visit www.clinicalpsychiatrynews.com.

Health status more important Young adult participation might not be as critical to the success of the Affordable Care Act's insurance marketplaces as widely believed. Instead, health status may play a more important role in premiums, according to a Commonwealth Fund analysis. More young adults are uninsured, and young adults tend to be healthier than older adults, so many policymakers have pushed hard to persuade them to buy into the system, the brief said. The system, however, would suffer more from having a greater than anticipated number of unhealthy enrollees at any age who generate higher costs for insurers than from having a smaller than anticipated group of young adult enrollees, the analysis concluded. "Lower than projected enrollment of young adults may be one of many factors that lead carriers to adjust their premiums to levels that are considered adequate, but it will not be the most important factor," the report concluded.

Impact on uninsured Latinos

Eight in 10 uninsured Latinos might qualify for Medicaid, the Children's Health Insurance Program, or subsidized coverage in the ACA health insurance marketplaces, according to an analysis by the Department of Health and Human Services. …

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