Magazine article Risk Management

Transplants, Communication, E-Commerce

Magazine article Risk Management

Transplants, Communication, E-Commerce

Article excerpt

Communication Coverage

Properly managing public relations during a crisis situation can help minimize damage to stock price, alleviate customer and employee concerns, and head off or reduce the severity of litigation. CrisisFund Plus, from AIG, provides excess crisis communications coverage up to $1 million to cover the fees of an approved public relations firm or professional. The policy provides for three different types of crises: securities confidence, hostile takeover and employment practices. For more information, e-mail managementliability@aig.com.

Transplant Risk

Critical organ transplants are a major risk with self-insured medical plans. Given the high costs of these procedures, even one can drive up premium and deductible levels. Managed Transplant Coverage, a new program for self-insured employers from Zurich U.S., provides full coverage for approved bone marrow and organ transplants at the country's foremost medical centers. Patient advocates provide guidance throughout the transplant procedure. And personal support is also provided, including the cost of transporting family to and from the treatment center and food and lodging. For more information, call 800.382.2150.

A Perfect Game

In recent years, the family entertainment industry has experienced rapid growth. The Family Fun Insurance Program, offered by The Hartford, is designed to protect entertainment facilities through general liability coverage with limits of $1 million per occurrence and $2 million aggregate. The program also features property, commercial auto, workers' comp and liquor liability coverage. It is open to family-oriented bowling alleys and entertainment centers, including miniature golf, batting cages, bumper boats and go-karts. For information, call 800.372.0413.

Global Protection

To help protect companies with international operations, CNA International has introduced the Worldpass Program--a commercial policy that incorporates locally-admitted insurance policies with additional coverage components to create a single, comprehensive master program. The program offers one-stop shopping for companies doing business abroad through a host of coverage components, including property, business income, general liability, workers' compensation and auto liability, as well as confiscation, expropriation and nationalization coverage. …

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