Magazine article Risk Management

Hard Hats, IPOs, Hurricanes

Magazine article Risk Management

Hard Hats, IPOs, Hurricanes

Article excerpt

Agribusiness Alliance

Agribusiness has evolved over the past decade from traditional farms and livestock ranches to an industry ranging from family-run farms and vineyards to large industrial conglomerates using the latest scientific technology. As time progresses, the trick for farmers and businesspeople has been finding a policy that meets their rapidly expanding needs. In response to this, Zurich U.S. and The Hartford Financial Services Group Inc. announced that they have formed a strategic Agribusiness Alliance to comarket their agribusiness products in a program designed to take advantage of each company's capabilities. The agreement combines core property/casualty with livestock mortality coverage. There will also be specialty products such as environmental impairment liability, umbrella and directors' and officers' coverage. The system works as a referral process, with the products themselves remaining independent. For more information, call Zurich at 410.338.9500 or Hartford at 860. 547.5624.

For the Storm That Wasn't

You usually can't collect on a business income insurance policy when you're forced to evacuate the premises for a storm that threatens, but never hits, because there hasn't been any physical damage. Just in time for the stormy season, Chubb Insurance Group has introduced Hurricane Evacuation Coverage, which applies when a mandatory evacuation has been declared but no physical damage occurs, or when physical damage occurs but is not covered by a property insurance policy. It helps protect businesses during hurricane season by limiting the amount of income lost and reducing a company's additional expenses resulting from a mandatory hurricane evacuation. For more information visit www.gresham-inc.com or call 908.903.2107.

Going Public?

Many people cross their fingers when they put years of hard work on the line and make their Initial Public Offering, but not all of them win the Wall Street lottery. Many do not know that they can establish a safety net to cushion the fall if their IPO is not as successful as they had hoped. If you're thinking of making the big jump, Professional Indemnity Agency is writing Specialty Directors & Officers Liability Insurance. …

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