Magazine article Risk Management

Hindsight

Magazine article Risk Management

Hindsight

Article excerpt

FEWERTHAN l-IN-5 WORKERS AREFULLYENGAGED

Just 1 9% of employees identify themselves "highly engaged" in their jobs at U.S. companies, while more than half (53%) claim to be either "under engaged "or "disengaged."

Source: Leadership IQ

Most-Exposed Nations to Economic Risk After a Disaster

Maplecrof t lists the United States, China, Japan, Taiwan and Mexico as the countries most exposed to economic risk overall, but they have much higher resiliency than the nations listed below that may have lower GDPs.

Bangladesh

Philippines

Dominican Republic

Myanmar (Burma)

India

Vietnam

Honduras

Laos

Haiti

American Lives Are Underinsured by $20 Trillion

For every $100 of protection needed, according to reinsurer Swiss Re, families headed by a primary earner under 55 have only $32 of net assets and life insurance in place (down from $46 in 2001). As of 2010, these families have an average estimated protection gap of $377,900. Since 2007, the volume of new individual life insurance sales has declined at an average annual rate of 5% (inflation-adjusted), with an increasing number of people allowing their existing policies to lapse. …

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