Magazine article VFW Magazine

Navigating Health Insurance Open Enrollment

Magazine article VFW Magazine

Navigating Health Insurance Open Enrollment

Article excerpt

Open Enrollment ends Jan. 31, which means you can still purchase affordable health care insurance for you and your family.

When it conies to medical insurance, there are multiple options to choose from, so it's important to find the right plan. Regardless of your specific needs, this is your annual opportunity to review and compare plans so you can find the exact type of insurance you need. This includes everything from prescription drug coverage to co-pays that are appropriate for your budget.

PREPARING FOR ENROLLMENT

Health insurance enrollment requires some preparation. It's not difficult, but you will need certain information, some of which you may need to research. Here is a step-by-step guide to the personal information, paperwork, preferences and decisions that go into insurance enrollment.

PERSONAL INFORMATION

This part is easy! You will need your name(s), phone number, e-mail address and mailing address.

PHYSICIANS AND HOSPITALS

Write down the names and phone numbers of the physicians you prefer. Also list the names, addresses and phone numbers of your preferred hospitals. If you spend a significant amount of time in another state, list the hospitals you prefer there as well.

HEALTH EXPENSES

Try to estimate how much you anticipate spending on your doctor, hospital and emergency room visits and surgeries in the coming year. You can base this estimate on what you know about your health and the experiences you had in the previous year.

Also, list the prescription drugs you take, including the drug name, dose, quantity and co-pay amount you currently pay. …

Search by... Author
Show... All Results Primary Sources Peer-reviewed

Oops!

An unknown error has occurred. Please click the button below to reload the page. If the problem persists, please try again in a little while.