Magazine article Independent Banker

Everything to Us

Magazine article Independent Banker

Everything to Us

Article excerpt

ICBA supports community banks across the country

What is membership? What is ICBA membership? Who is the membership?

Membership is the heart and soul of any trade association. It is central to everything ICBA does. That's why we created a new column called "Membership Central." As we celebrate our money-making services for community banks, our popular convention and our educational offerings and congressional lobbying, we know that our members are at the heart of it all.

And ICBA knows exactly who you are! From the $2.2 million-asset Oakwood State Bank in Oakwood, Texas, to the $112 million-asset Founders Bank of Los Angeles, to the $310 million-asset Kennebec Savings Bank in Augusta, Maine, to our valued largest member-Central Carolina Bank and Trust in Durham, N.C., with more than $6 billion in assets-ICBA represents all community banks.

ICBA has about 5,500 member banks located throughout the SO states. We serve community-based commercial and savings institutions. With our low dues and low dues cap, all members' voices are heard equally, regardless of their size. What other trade association can say that?

Based on ICBA's 1999 demographics, the average member has $108 million in assets, and the median (or middlemost) has $63 million. Among all community banks, members and nonmembers, the average asset size is $173 million. The median is $73 million.

More than 56 percent of ICBA members are in towns with populations of fewer than 5,000, and 58 percent of our members come from rural areas. On average, ICBA members have two to three branches and employ 47 people. The median number of employees at member banks is 27. …

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