Newspaper article The Daily Mercury (Mackay, Australia)

A Good Broker Might Find You a Better Loan

Newspaper article The Daily Mercury (Mackay, Australia)

A Good Broker Might Find You a Better Loan

Article excerpt

hot tips

with Vikki Berardi

EVEN if you've only had your home loan for only a couple of years, it is possible that there could be a more suitable loan or interest rate out there for you. However, because refinancing may incur additional costs, it is an important decision and one that requires careful consideration of the options available and the financial implications.

A reputable mortgage broker can help you decide whether your needs are being met by your current lender or whether you could benefit by switching to another lender or loan product.

Consider the questions below and if you answer yes to any of them, refinancing might be the right option for you, provided that you carefully assess the options and cost of refinancing.

Your circumstances may have changed considerably since you took out your current home loan. If your situation has changed, it may be worthwhile booking a home loan health check with your mortgage broker to find out if your current loan is still suitable for your needs or if another loan product could benefit you. …

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