Newspaper article The Journal (Newcastle, England)

When Did You Last Review Your Financial Affairs?

Newspaper article The Journal (Newcastle, England)

When Did You Last Review Your Financial Affairs?

Article excerpt

Byline: Mike Batty

A GOOD place to start could be: 1. Get your personal finances in order. Look at your expenditure against your earnings and think about where you can cut back and put more towards your financial goals.

2. Don't let your money control you. Write down everything you spend.

It is amazing how much more disciplined you can be with your money if you write down and take in where it all goes.

3. Markets are still very volatile, so it is important to review any investments you may have to ensure they are in the best position in order that you can take advantage of the recovery whenever it occurs.

You also need to reassess the level of risk you are prepared to take, which is equally important in view of any future European monetary problems that could adversely affect the markets.

4. If you hold regular funds in a current account, consider shopping around as interest rates vary between 0% to 3%.

5. When did you last check that you were paying the most competitive rate for your buildings and contents insurance? …

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