Newspaper article The Journal (Newcastle, England)

Helping Businesses in Newcastle Apply for Funding; ADVERTISING FEATURE COMMERCIAL BANKING

Newspaper article The Journal (Newcastle, England)

Helping Businesses in Newcastle Apply for Funding; ADVERTISING FEATURE COMMERCIAL BANKING

Article excerpt

Byline: CRAIG McNAUGHTON Director, Commercial Banking North East & Cumbria CALL US NOW ON 0191 3952 964

Why apply to Lloyds TSB Commercial Banking for business funding? ? We are committed to deliver positive net lending in 2013, ahead of the industry as a whole.

? Under the Funding for Lending Scheme, we?ve reduced the interest rate on our business loans by 1% for the full term of the loan.

? We have announced a PS1bn commitment to the manufacturing sector in 2013.

? We approve 80% of all loan and overdraft applications.

At Lloyds TSB Commercial Banking we?re committed to providing funding to help businesses in Newcastle realise their ambitions, whether that?s to grow, diversify or consolidate. And we believe our support will have the added bene|t of helping to strengthen both the local and UK economies.

Fit for funding Successfully applying for lending means being ?|t for funding?. ?. A clear vision of what your |nance is needed for could be key to achieving this, and answering the following questions can help substantiate your request: ? Do I have a robust and realistic business plan? Am I clear what the funding is for, what value the investment will generate and how I can repay the loan? ? Are my budgets and forecast painting an accurate picture of the amount required? …

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