CREDIT CRUNCH CRUSADER; Clever Policies on Home Insurance, Green Ways to Save on Laundry Bills and Home Cinema Classics

The Mirror (London, England), June 25, 2009 | Go to article overview

CREDIT CRUNCH CRUSADER; Clever Policies on Home Insurance, Green Ways to Save on Laundry Bills and Home Cinema Classics


Byline: Siobhan McNally

Cover story

A third of us will be burgled at least once in our lives, so news that one in four have cancelled their home insurance policies to save money seems a bit of a false economy.

Rather than throw the baby out with the bath water, householders could spend more time comparing the cost of policies on websites, such as www.confused.com or www.gocompare.com, because no one site compares the whole of the market.

Other factors can influence the cost of your premiums, such as belonging to a Neighbourhood Watch scheme (deduct 5%) or fitting a NACOSS-approved burglar alarm (deduct 7.5%).

But most importantly, don't over-insure yourself - those knick-knacks on the mantlepiece may mean a lot to you, but unless like the aristocracy you inherited most of your belongings, your level of cover may be too high.

Money spinner

My washing machine is permanently employed since I had my daughter Jesse, so I'm always looking for an economical way to clean clothes.

I'm trying re-usable Eco-balls (150-wash starter pack, pounds 9.78, Lakeland). At 7p per wash compared to 25p-35p for detergent, and no need for softener, they're good value and eco-friendly. …

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