Check Your Best Asset Is Insured

Coffs Coast Advocate (Coffs Harbour, Australia), March 20, 2013 | Go to article overview

Check Your Best Asset Is Insured


Byline: PAUL CLITHEROE

IF YOU own your home or an investment property thereas a good chance you have it insured. But you have another asset thatas worth a lot more than bricks and mortar. And thatas you.

Most workers have some sort of life insurance through their super, yet research shows that Australia is one of the most underinsured nations in the developed world when it comes to personal insurances like life cover and income protection insurance.

According to industry body Lifewise, 83% of Australians say they have insurance for their car, but only 31% of us have income protection cover in place. When it comes to life insurance, one in two members of an industry super fund are estimated to be underinsured by about $100,000.

It means vast numbers of families are leaving their financial wellbeing to chance because if anything happens to you, the bills donat stop rolling in and your home loan still needs to be paid.

You can buy most personal insurances through your super, and the advantage here is that the premiums donat come directly from your own pocket. The important thing is to check you have cover in place a and that you have enough.

There are three main of types of personal insurance you can arrange through your super. The first, life insurance, will give your beneficiaries (usually your family) a lump sum payout or a series of regular payments if you die.

A second type of cover is total and permanent disability insurance a or TPD. This will provide a payout if you become permanently disabled and canat work.

The third variety of cover available through your super is income protection insurance. …

The rest of this article is only available to active members of Questia

Already a member? Log in now.

Notes for this article

Add a new note
If you are trying to select text to create highlights or citations, remember that you must now click or tap on the first word, and then click or tap on the last word.
One moment ...
Default project is now your active project.
Project items
Notes
Cite this article

Cited article

Style
Citations are available only to our active members.
Buy instant access to cite pages or passages in MLA 8, MLA 7, APA and Chicago citation styles.

(Einhorn, 1992, p. 25)

(Einhorn 25)

(Einhorn 25)

1. Lois J. Einhorn, Abraham Lincoln, the Orator: Penetrating the Lincoln Legend (Westport, CT: Greenwood Press, 1992), 25, http://www.questia.com/read/27419298.

Note: primary sources have slightly different requirements for citation. Please see these guidelines for more information.

Cited article

Check Your Best Asset Is Insured
Settings

Settings

Typeface
Text size Smaller Larger Reset View mode
Search within

Search within this article

Look up

Look up a word

  • Dictionary
  • Thesaurus
Please submit a word or phrase above.
Print this page

Print this page

Why can't I print more than one page at a time?

Help
Full screen
Items saved from this article
  • Highlights & Notes
  • Citations
Some of your highlights are legacy items.

Highlights saved before July 30, 2012 will not be displayed on their respective source pages.

You can easily re-create the highlights by opening the book page or article, selecting the text, and clicking “Highlight.”

matching results for page

    Questia reader help

    How to highlight and cite specific passages

    1. Click or tap the first word you want to select.
    2. Click or tap the last word you want to select, and you’ll see everything in between get selected.
    3. You’ll then get a menu of options like creating a highlight or a citation from that passage of text.

    OK, got it!

    Cited passage

    Style
    Citations are available only to our active members.
    Buy instant access to cite pages or passages in MLA 8, MLA 7, APA and Chicago citation styles.

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences." (Einhorn, 1992, p. 25).

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences." (Einhorn 25)

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences." (Einhorn 25)

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences."1

    1. Lois J. Einhorn, Abraham Lincoln, the Orator: Penetrating the Lincoln Legend (Westport, CT: Greenwood Press, 1992), 25, http://www.questia.com/read/27419298.

    Cited passage

    Thanks for trying Questia!

    Please continue trying out our research tools, but please note, full functionality is available only to our active members.

    Your work will be lost once you leave this Web page.

    Buy instant access to save your work.

    Already a member? Log in now.

    Search by... Author
    Show... All Results Primary Sources Peer-reviewed

    Oops!

    An unknown error has occurred. Please click the button below to reload the page. If the problem persists, please try again in a little while.