WHAT CAN YOU DO? Personal Finance

The Mail on Sunday (London, England), September 1, 2013 | Go to article overview

WHAT CAN YOU DO? Personal Finance


'THE rules for bailiffs are similar to vampires - you don't have to invite one into your property,' says Kennedy. However, she warns it is possible - and not illegal - for one to get in through an open door or even window, which is regarded as peaceful entry. This is not the case if a child lets a bailiff in by mistake.

Bailiffs are only allowed to force entry when they have permission from a court or have already entered peacefully before and are returning to remove seized goods.

They can break into locked sheds or garages as long as they are not attached to a home. Similarly, they can impound a car on a driveway, so long as it belongs to the debtor.

But ignoring a bailiff and refusing entry is only likely to increase debt, as bailiffs charge for their time. Experts suggest setting up repayment plans to keep bailiffs at bay. Civea, a body representing some of the biggest bailiff firms, has welcomed the laws which come into force in April 2014 to regulate bailiffs, saying they are long overdue 'after centuries of case law and adhoc regulations from successive governments'. …

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WHAT CAN YOU DO? Personal Finance
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