Some Exceptions Are Allowed to Social Security Direct Deposit

Daily Herald (Arlington Heights, IL), February 19, 1999 | Go to article overview

Some Exceptions Are Allowed to Social Security Direct Deposit


Byline: Patricia Shelton

Every other week, the Senior Services Q&A column provides answers for senior citizens and those who care for them.

Senior Services Associates has offices in Elgin and Aurora, and serves all of Kane County.

Q: Recently I received a notice stating that I had to sign up for direct deposit of my monthly Social Security check. I don't want my check going directly to the bank. I like it coming to my home. Could you please explain this?

A: Because of a new law, there are new choices for how you may want to receive a federal payment such as from Social Security.

Direct deposit: With direct deposit, your federal payment is automatically deposited into your bank account.

You have the guarantee that your payment will always arrive on time and never be lost or stolen. If you already have a checking or savings account, just ask your bank, savings and loan, or credit union to sign you up.

If you don't have an account, you can open one at any bank and simply ask for direct deposit. If you are opening a new account, make sure you understand if there is a fee charged for having your account in that particular bank. Many banks offer discounted or free accounts for senior citizens.

Electronic transfer account: ETAs are low-cost accounts that will allow you to get your federal payments automatically. They will be available at many federally insured banks, savings and loans and credit unions.

With an ETA, you will be able to access your payment at a variety of locations. The government is still working out details involved with ETAs and should have more information available soon. Many currency exchanges already offer ETA as an option.

Check: You can still continue getting your payment by check - if getting your payment by direct deposit would cause you a hardship. Reasons accepted include if you don't speak or read English; if it would cost you more to use direct deposit; if you live in an area where using direct deposit would be difficult; or if you have a physical or mental disability that would make it hard to use direct deposit.

People receiving Social Security and Supplemental Security Income benefits do not need to do anything to continue receiving monthly benefits by check. …

The rest of this article is only available to active members of Questia

Sign up now for a free, 1-day trial and receive full access to:

  • Questia's entire collection
  • Automatic bibliography creation
  • More helpful research tools like notes, citations, and highlights
  • Ad-free environment

Already a member? Log in now.

Notes for this article

Add a new note
If you are trying to select text to create highlights or citations, remember that you must now click or tap on the first word, and then click or tap on the last word.
One moment ...
Default project is now your active project.
Project items

Items saved from this article

This article has been saved
Highlights (0)
Some of your highlights are legacy items.

Highlights saved before July 30, 2012 will not be displayed on their respective source pages.

You can easily re-create the highlights by opening the book page or article, selecting the text, and clicking “Highlight.”

Citations (0)
Some of your citations are legacy items.

Any citation created before July 30, 2012 will labeled as a “Cited page.” New citations will be saved as cited passages, pages or articles.

We also added the ability to view new citations from your projects or the book or article where you created them.

Notes (0)
Bookmarks (0)

You have no saved items from this article

Project items include:
  • Saved book/article
  • Highlights
  • Quotes/citations
  • Notes
  • Bookmarks
Notes
Cite this article

Cited article

Style
Citations are available only to our active members.
Sign up now to cite pages or passages in MLA, APA and Chicago citation styles.

(Einhorn, 1992, p. 25)

(Einhorn 25)

1

1. Lois J. Einhorn, Abraham Lincoln, the Orator: Penetrating the Lincoln Legend (Westport, CT: Greenwood Press, 1992), 25, http://www.questia.com/read/27419298.

Cited article

Some Exceptions Are Allowed to Social Security Direct Deposit
Settings

Settings

Typeface
Text size Smaller Larger Reset View mode
Search within

Search within this article

Look up

Look up a word

  • Dictionary
  • Thesaurus
Please submit a word or phrase above.
Print this page

Print this page

Why can't I print more than one page at a time?

Help
Full screen

matching results for page

    Questia reader help

    How to highlight and cite specific passages

    1. Click or tap the first word you want to select.
    2. Click or tap the last word you want to select, and you’ll see everything in between get selected.
    3. You’ll then get a menu of options like creating a highlight or a citation from that passage of text.

    OK, got it!

    Cited passage

    Style
    Citations are available only to our active members.
    Sign up now to cite pages or passages in MLA, APA and Chicago citation styles.

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences." (Einhorn, 1992, p. 25).

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences." (Einhorn 25)

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences."1

    1. Lois J. Einhorn, Abraham Lincoln, the Orator: Penetrating the Lincoln Legend (Westport, CT: Greenwood Press, 1992), 25, http://www.questia.com/read/27419298.

    Cited passage

    Thanks for trying Questia!

    Please continue trying out our research tools, but please note, full functionality is available only to our active members.

    Your work will be lost once you leave this Web page.

    For full access in an ad-free environment, sign up now for a FREE, 1-day trial.

    Already a member? Log in now.