Resolve to Learn about Social Security System

Daily Herald (Arlington Heights, IL), January 3, 1997 | Go to article overview

Resolve to Learn about Social Security System


Byline: William Schultz District Manager, Elgin Social Security

Few people think about Social Security when they are making New Year's resolutions. But perhaps you should. There are some things you should resolve to do to protect your rights and fulfill your responsibilities under the program.

Following are suggested resolutions you should make to get the most out of your Social Security protection:

- To insure current earnings records, make sure the name and number on your Social Security card matches the name and number on your pay stub. If it doesn't, let your employer know so a correction can be made.

- Request a "Personal Earnings and Benefit Estimate Statement" from Social Security. This statement gives you a year-by-year listing of your earnings that have been reported to Social Security, plus an estimate of the Social Security retirement and disability benefits that might be payable to you, and any survivors benefits that would be due your family if you were to die. This information is necessary to help you plan for other income you will need as Social Security is not intended to provide full support.

- Find out more about Social Security! Request the free pamphlet, "Social Security - Basic Facts." The more you know, the more effectively you'll be able to use it in planning for the future.

- If you are nearing retirement, call Social Security about three months before you turn 62 to discuss when is the best time for you to file for benefits. If you are past 62 and still working, you should contact Social Security before the start of the year you plan to retire. …

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