Nigeria Mobile Banking: The Field Widens

By Nwanma, Vincent | Global Finance, January 2019 | Go to article overview

Nigeria Mobile Banking: The Field Widens


Nwanma, Vincent, Global Finance


At least 30 companies with a physical presence in Nigeria, including leading telecoms, have rushed to register payment service banks (PSBs), the country's newest variety of financial institution, according to information available from the government's corporate registrar.

Information from the website of the Corporate Affairs Commission (CAC) reveals that as of December 9, applicants included such big names as India's Airtel, South Africa's MTN and Nigeria's own Y'ello and PAGA, a leading finteçh. Even the Czech Republic's Orange registered a payment service bank.

PSBs are Nigeria's bid to harness mobile technology to extend banking sen/ices to the many who are unbanked, principally individuals and small businesses in rural areas. Services these banks can offer include accepting deposits, in-country payment and remittance, and debit and prepaid cards. …

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