Avoiding the Cracks: A Guide to the Workers' Compensation System

By Anne Tramposh | Go to book overview

PREFACE

Wisdom is supreme; therefore get wisdom. Though it cost all you have, get understanding. Proverbs 4:7 (NIV)

Every year, one out of eleven American workers is injured on the job. Many recover completely, but hundreds of thousands of work days are lost by individuals on workers' compensation. This is a complex and poorly understood system, and in spite of the billions of dollars spent on it each year, many workers' cases fall through the cracks, with little hope of positive resolution.

This book was written to assist injured employees to gain an understanding of the system and to help themselves through the process of recovery from an injury on the job.

Additionally, medical and rehabilitation providers, employers, and insurance personnel will find the book helpful in their dayto-day interaction with injured workers and other "players" in workers' compensation.

-ix-

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Avoiding the Cracks: A Guide to the Workers' Compensation System
Table of contents

Table of contents

  • Title Page iii
  • Contents v
  • Tables and Figures vii
  • Preface ix
  • PART I - ABOUT WORKERS' COMPENSATION 1
  • 1 - THE STORIES 3
  • 2 - THE HISTORY OF THE WORKERS' COMPENSATION SYSTEM 15
  • 3 - CRACKS IN THE SYSTEM 23
  • PART II - PLAYERS AND MOTIVES 35
  • 4 - THE INJURED WORKER 37
  • 5 - MEDICAL PROVIDERS 47
  • 6 - THE INSURANCE COMPANY 57
  • 7 - THE EMPLOYER 67
  • 8 - OTHER POTENTIAL PLAYERS IN THE SYSTEM 77
  • PART III - HOW TO AVOID THE CRACKS IN THE SYSTEM 93
  • 9 - ASK THE RIGHT QUESTIONS 95
  • 10 - ANALYZE YOUR SITUATION 109
  • 11 - IF YOU NEED TO SEEK NEW EMPLOYMENT 129
  • 12 - THE FUTURE OF WORKERS' COMPENSATION 139
  • APPENDIXES 147
  • GLOSSARY 189
  • Bibliography 195
  • Index 201
  • About the Author *
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