While employers have not been extremely pro-active in workers' compensation in the past, almost the opposite is true today. The cost of insurance to employers, including both health insurance and workers' compensation, skyrocketed since 1980. Annual increases of 40 to 50 percent have been common. Medical costs now average 10 to 15 percent of a company's costs. In other words, for every dollar the company makes, up to fifteen cents goes to pay for employee medical care in some form. This certainly has gotten the attention of employers and companies are paying more attention.
Instead of relying on their insurance companies to administer workers' compensation claims, some employers now supervise the activity themselves, taking a more active role in choosing the doctors, trying to accommodate workers who have to be on light duty, eliminating unnecessary medical care, and controlling its costs.
In addition, many employers are "self-insuring," which means that the money for workers' compensation claims comes directly