Avoiding the Cracks: A Guide to the Workers' Compensation System

By Anne Tramposh | Go to book overview

12
THE FUTURE OF WORKERS' COMPENSATION

Chapter 2 described how the workers' compensation system has evolved from its inception in the early part of this century. This chapter will examine the changes that are currently being explored by many states and the way these changes may affect workers in the system.


COST CONTROLS

Often, when new laws are made that involve financing, the inevitable costs are not fully known or considered. For example, when Medicare/Medicaid was passed in the mid-1960s, the future costs of the programs were either not determined or severely underestimated. So it has been with workers' compensation. These laws do not involve a great expense to federal or state governments, and therefore the taxpayer, but they do involve significant cost to society in the form of goods and services.


Legislative Changes

As employers have begun to recognize the high costs, they have organized to initiate reform movements across the country. Prior to this increased awareness, most state workers' compensation

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Avoiding the Cracks: A Guide to the Workers' Compensation System
Table of contents

Table of contents

  • Title Page iii
  • Contents v
  • Tables and Figures vii
  • Preface ix
  • PART I - ABOUT WORKERS' COMPENSATION 1
  • 1 - THE STORIES 3
  • 2 - THE HISTORY OF THE WORKERS' COMPENSATION SYSTEM 15
  • 3 - CRACKS IN THE SYSTEM 23
  • PART II - PLAYERS AND MOTIVES 35
  • 4 - THE INJURED WORKER 37
  • 5 - MEDICAL PROVIDERS 47
  • 6 - THE INSURANCE COMPANY 57
  • 7 - THE EMPLOYER 67
  • 8 - OTHER POTENTIAL PLAYERS IN THE SYSTEM 77
  • PART III - HOW TO AVOID THE CRACKS IN THE SYSTEM 93
  • 9 - ASK THE RIGHT QUESTIONS 95
  • 10 - ANALYZE YOUR SITUATION 109
  • 11 - IF YOU NEED TO SEEK NEW EMPLOYMENT 129
  • 12 - THE FUTURE OF WORKERS' COMPENSATION 139
  • APPENDIXES 147
  • GLOSSARY 189
  • Bibliography 195
  • Index 201
  • About the Author *
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