Race, Ethnicity, and Minority Housing in the United States

By Jamshid A. Momeni | Go to book overview

3
Racial Inequalities in Home Ownership

Mary R. Jackman and Robert W. Jackman

Home ownership is an intrinsic part of the American dream. The purchase of a home has a special significance in the establishment of a family: it is, in fact, the single most important purchase that most families face. Apart from its importance as a symbol of status and security, home ownership also bestows considerable financial benefits. Since housing absorbs a bigger fraction of their budget, these financial benefits are particularly significant for people of low to middle income, who have fewer opportunities for alternative investment. In fact, home ownership is generally regarded as a primary method of capital accumulation, especially for low to middle income families (e.g., Kain and Quigley, b). Besides the wealth that accrues from housing equity itself, the well-known tax savings from home ownership also contribute to capital formation. While these tax savings increase with income ( Aaron), they are more significant for families of low to middle income because there are fewer other tax shelters available for them. Finally, of course, home ownership is an important hedge against inflation, especially for those who must devote a larger portion of their income to housing (e.g., the calculations in Kain and Quigley, b, Appendix C).

In this chapter, we examine patterns of home ownership among white and black Americans. Major inequalities between blacks and whites have been shown in the distributions of educational attainment, occupational

____________________
This chapter is in every sense a joint effort. The research was supported by grants from the National Institute for Mental Health (MH-26433) and the National Science Foundation (SOC75-00495). We would like to thank Mary Scheuer Senter for her assistance, and both her and Anne Adams for their comments.

Reprinted, with changes, from Social Forces 58( 4): 1221-1234 ( June 1980), by permission of the authors and the publisher. Copyright 1980 by The University of North Carolina Press.

-39-

Notes for this page

Add a new note
If you are trying to select text to create highlights or citations, remember that you must now click or tap on the first word, and then click or tap on the last word.
One moment ...
Default project is now your active project.
Project items

Items saved from this book

This book has been saved
Highlights (0)
Some of your highlights are legacy items.

Highlights saved before July 30, 2012 will not be displayed on their respective source pages.

You can easily re-create the highlights by opening the book page or article, selecting the text, and clicking “Highlight.”

Citations (0)
Some of your citations are legacy items.

Any citation created before July 30, 2012 will labeled as a “Cited page.” New citations will be saved as cited passages, pages or articles.

We also added the ability to view new citations from your projects or the book or article where you created them.

Notes (0)
Bookmarks (0)

You have no saved items from this book

Project items include:
  • Saved book/article
  • Highlights
  • Quotes/citations
  • Notes
  • Bookmarks
Notes
Cite this page

Cited page

Style
Citations are available only to our active members.
Buy instant access to cite pages or passages in MLA, APA and Chicago citation styles.

(Einhorn, 1992, p. 25)

(Einhorn 25)

1. Lois J. Einhorn, Abraham Lincoln, the Orator: Penetrating the Lincoln Legend (Westport, CT: Greenwood Press, 1992), 25, http://www.questia.com/read/27419298.

Cited page

Bookmark this page
Race, Ethnicity, and Minority Housing in the United States
Table of contents

Table of contents

  • Recent Titles in Contributions in Ethnic Studies Series Editor: Leonard W. Doob ii
  • Title Page iii
  • Contents vii
  • Figure and Tables ix
  • Foreword xv
  • Series Foreword xvii
  • Acknowledgments xix
  • Introduction xxi
  • References xxiv
  • 1: A Historical Review of Changes in Public Housing Policies and Their Impacts on Minorities 1
  • Introduction 1
  • Conclusion 14
  • References 15
  • 2: Racial Inequalities in Housing: An Examination of Recent Trends 19
  • Introduction 19
  • Notes 36
  • Acknowledgments 36
  • References 37
  • 3: Racial Inequalities in Home Ownership 39
  • Notes 50
  • References 51
  • 4: Blacks and the American Dream of Housing 53
  • References 65
  • 5: Housing Policy and Suburbanization: An Analysis of the Changing Quality and Quantity of Black Housing in Suburbia since 1950 69
  • Introduction 69
  • Conclusion 83
  • References 85
  • 6: The Housing Conditions of Black Female-headed Households: A Comparative Analysis 89
  • Acknowledgments 107
  • References 108
  • 7: Accessibility to Housing: Differential Residential Segregation for Blacks, Hispanics, American Indians, and Asians 109
  • Introduction 109
  • References 125
  • 8: Su casa no es mi casa: Hispanic Housing Conditions in Contemporary America, 1949- 1980 127
  • Notes 143
  • References 144
  • 9: American Indian Housing: An Overview of Conditions and Public Policy 147
  • Acknowledgments 174
  • References 174
  • 10: Housing Problems of Asian Americans 177
  • References 193
  • 11: Minority Housing Needs and Civil Rights Enforcement 195
  • Introduction 195
  • Conclusions 209
  • Notes 211
  • Acknowledgments 212
  • Selected Bibliography 217
  • Index 221
  • About the Contributors 223
Settings

Settings

Typeface
Text size Smaller Larger Reset View mode
Search within

Search within this book

Look up

Look up a word

  • Dictionary
  • Thesaurus
Please submit a word or phrase above.
Print this page

Print this page

Why can't I print more than one page at a time?

Help
Full screen
/ 230

matching results for page

    Questia reader help

    How to highlight and cite specific passages

    1. Click or tap the first word you want to select.
    2. Click or tap the last word you want to select, and you’ll see everything in between get selected.
    3. You’ll then get a menu of options like creating a highlight or a citation from that passage of text.

    OK, got it!

    Cited passage

    Style
    Citations are available only to our active members.
    Buy instant access to cite pages or passages in MLA, APA and Chicago citation styles.

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences." (Einhorn, 1992, p. 25).

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences." (Einhorn 25)

    "Portraying himself as an honest, ordinary person helped Lincoln identify with his audiences."1

    1. Lois J. Einhorn, Abraham Lincoln, the Orator: Penetrating the Lincoln Legend (Westport, CT: Greenwood Press, 1992), 25, http://www.questia.com/read/27419298.

    Cited passage

    Thanks for trying Questia!

    Please continue trying out our research tools, but please note, full functionality is available only to our active members.

    Your work will be lost once you leave this Web page.

    Buy instant access to save your work.

    Already a member? Log in now.

    Author Advanced search

    Oops!

    An unknown error has occurred. Please click the button below to reload the page. If the problem persists, please try again in a little while.