THE PROPOSED PROGRAM OF GREAT BRITAIN
In presenting the British proposals for comprehensive, integrated, universal coverage, the origin of which was described in Chapter XIV, we shall deal first with the scheme of classification which the government proposes to use to secure universal coverage. We shall then take up the contingencies to be provided for, together with the amount of benefits to be paid. In other words, we shall treat comprehensiveness and integration together mainly because that appears to be the simplest way to present the facts. After giving the over-all description of the benefits provided, we shall take up each contingency separately so far as necessary to bring out the significant elements in the British plan or significant contrasts between their proposals and our practices. After separate benefits, the proposals with respect to insurance to cover industrial accidents and disease will be summarized. At the end of the chapter we shall present data on the costs of the British plan, together with a statement of the over-all methods of financing.
For purposes of almost universal social insurance, the population of Great Britain is to be divided into six classes as follows: Class I. employees; Class II. the self-employed; Class III. housewives; Class IV. adults of working age who do not earn; Class V. children; Class VI. people over working age.
This classification is not based upon the financial position of the individual. It rests upon the relationship of the individual to the income distributive system. The members of two classes draw from the distributive system directly through their labor either as employees (Class I) or the self-employed (Class II). There are two classes many members of which do not normally