PEPYS AND HIS MONEY
I HAVE said that Pepys had a wholesome human instinct for money-getting. No one who turns over the Diary can question this. Money formed a large part of the Diarist's life. Does it not form a large part of all our lives, however decorously we conceal it and endeavor to overlook it? "Getting and spending we lay waste our powers," says the poet. We use them in that way, at any rate. Pepys got and saved and spent and gave, like the rest of us, meanly say some, wisely say others, probably meanly and wisely both, like the rest of us. And, so doing, he managed to live in comfort, if not affluence, though he accumulated no very great fortune. Let us see how he did it.
To begin with, he appreciated the necessity of paying your debts, of not being in debt to any one for anything, when you could possibly help it. "I would have paid Mr. Hunt for it, but he did not come along with it himself, which I expected and was angry for it, so much is it against my nature to owe anything to any body." 1 Then he understood that the first secret of being well off in the world is to know precisely