This monograph presents the results of an inquiry as to mortgage indebtedness on homes not connected with farms. Data in regard to farm mortgages were obtained as a part of the census of agriculture, and the results are presented in the regular reports of the Fourteenth Census. The only previous census inquiry as to mortgage debt covering both farms and homes not on farms was made in connection with the census of 1890. In 1900 and 1910, however, the subject was covered to the extent of ascertaining, in connection with the classification of homes by tenure, the number of homes owned under mortgage; and in case of farms the amount of mortgage debt on owned farms was reported on the agricultural schedule in 1910, and the figures were published in the regular census reports on agriculture.
The present inquiry, which relates to mortgages on homes which are not located on farms, was conducted under the supervision of Charles S. Sloane, Geographer of the Census. The text of the report was prepared by Thomas J. Fitzgerald, special agent, who also planned and directed the preparation of the statistical tables. The manuscript was edited and revised under the supervision of Dr. Richard T. Ely, of the University of Wisconsin.